GROW: Professional Development (October)
Our GROW events combine two hours of structured CPD with three great speakers, covering three topics. GROW is designed to ensure that delegates are hitting their personal development goals in a manageable way. Our GROW workshops are designed to help delegates develop their knowledge in a range of areas, whilst being fully interactive and actively involving participants. During these virtual events, we use the interactive tool, Slido, to help gain thoughts and opinions on questions relevant to the session, allowing delegates to input in an interactive way.
Click play to find out more about our GROW events…
The event will be hosted by Paul Sylvester-Evans of Apricity Compliance. He will engage with the speakers, below, and also field all your questions, so be sure to interact and get the most out of the event!
Christian Markwick, Head of Advisory Support – Apricity Compliance
Christian is Apricity’s Head of Adviser Support. Having been an adviser, T&C Manager & SM16/17 for many years, he is very well placed to understand what makes firms tick, what many are trying to achieve and how to assist them in getting there
James Bird, National Development, Associate Director – Fidelity
Stuart joined UK Sales in December 2015 as Investment Propositions Director. He is a Chartered Alternative Investment Analyst (CAIA) Charter Holder and holds the Investment Management Certificate (IMC) from the CFA Society of the UK.
Justin Corliss, Senior Pensions Development and Technical manager – Royal London
Justin is involved in developing adviser facing content, presenting, writing articles and commenting for the press. Justin holds the Advanced Diploma in Financial Planning including the CeMap and Lifetime Mortgage qualifications. His primary focus is pension planning and he holds the AF3 & AF7 qualifications.
What will it cover?
We’ll be discussing the most topical content around, ensuring that you log off feeling enriched and up to date on the current issues facing advisers. As part of our events programme and providing your full CPD for the year, this quarters focus will be:
Product Governance – Apricity
Compliance Top Tips.
PROD requires attention from advice firms under MiFID II. In this session, Apricity’s Christian Markwick looks at what is PROD (or Product Governance as it’s formally known) and what it means in a practical sense for advice firms.
Economic Update – Fidelity
The Roaring 2020’s: What to expect from the next decade.
The roaring 1920s saw widespread adoption of the assembly line, the automobile, radio, motion pictures, indoor plumbing, and labour saving electric appliances. Consumerism and mass culture took shape. It was the decade of art deco and jazz, Coco Chanel & Walt Disney, The Great Gatsby and the Harlem Renaissance. It was the first truly modern decade.
So it is tempting to ask, once the virus passes, will the 2020s roar the way the 1920s did?
It is not possible for history to repeat itself, however, the Covid-19 pandemic has proven how quickly the economy and society can adapt to new ways of operating through technology and innovation. Vaccination programmes have brought investment in healthcare to the forefront of governments minds globally, and the predicted services boom in hospitality and travel are set to inject the economy with an unprecedented amount of cash.
In this presentation, Fidelity International challenge the market assumptions and looks at the world of asset allocation a little bit differently. They will cover beneficiary sectors, regions and the potential outcome for future portfolios.
Pensions – Royal London
Pension Drawdown – the good, the bad and the ugly.
About this webinar
More people are using income drawdown than ever before with Flexi Access Drawdown (FAD) sales outpacing annuity sales by more than 2:1 since pension freedoms began, but FAD is not without its risks. The most significant of these is that people will run out of money during their lifetime through poor investment return, living longer than they anticipate or simply withdrawing at a rate that is unsustainable.
Royal London begin this presentation by looking at market trends since pension freedoms began in 2015. This includes the types of products consumers are purchasing, changes in withdrawal patterns, and consideration of changes in the demographics of UK society which are likely to impact the number of pension savers seeking retirement advice in the near future.
The session will consider the Retirement Outcomes Review (ROR) from the FCA, and the changes to retirement advice in the wake of the final report and subsequent policy statements. While recent output from the FCA regarding the ROR has focused heavily on non-advised drawdown, it gives the industry a line of sight to the regulators thinking. In the absence of significant post RDR guidance from the FCA on what good looks like in advised FAD, these publications provide an insight into the regulators main concerns in this market.
The presentation investigates best practice in FAD file construction, as well as exploring the complex issues of sequencing risk and sustainable withdrawal rates.